John Lai, MD
Internal Medicine Physician · Daly City, California
NPI: 1457398406
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Too few public reviews
$322
First visit · CPT 99204
$217
Follow-up · CPT 99214
Daly City
California · 18 visit types priced
What You’d Pay
The negotiated rate is the whole bill for a visit with Dr. Lai; there is no separate list price on top. How much of it lands on you depends on which of three situations your plan puts you in.
Visit
Deductible not met
Met, 20% coinsurance
Copay plan
First visit
New patient visit, 45–59 min · CPT: 99204
Follow-up
Follow-up visit, 30–39 min · CPT: 99214
Annual physical
Annual physical, age 40–64 · CPT: 99396
Usually $0: in-network preventive visits are covered in full. Add-ons or a problem discussed during the visit are billed separately.
Coinsurance is shown at 20%, the most common in-network share; yours may be 10–40%. Primary care copays typically run $20–$50. Out-of-network or non-UnitedHealthcare plans will differ.
Not every visit needs an office. The Momentary app is AI primary care with real doctors, $19.99 a month for unlimited visits, prescriptions, lab orders and referrals; less than one $217 follow-up here.
Get the Momentary appNegotiated Rates
A new patient visit (45–59 min, CPT 99204) with Dr. Lai has a UnitedHealthcare negotiated rate of $322, in line with the Daly City median and 23% above the California median of $262. A routine follow-up (CPT 99214) is $217. These are the in-network prices UnitedHealthcare published for Dr. Lai’s own NPI in February 2026; what you owe depends on your plan.
Office visits
Problem-focused appointments, priced by length and complexity. Most routine follow-ups bill as 99213 or 99214.
New patient$145–$425
15–29 min99202
22% above California median ($118)
$145
30–44 min99203
24% above California median ($176)
$218
45–59 min99204
23% above California median ($262)
$322
60–74 min99205
23% above California median ($346)
$425
Follow-up (established patient)$49–$351
Nurse visit99211
38% above California median ($35)
$49
10–19 min99212
26% above California median ($89)
$112
20–29 min99213
30% above California median ($137)
$178
30–39 min99214
12% above California median ($194)
$217
plans $183–$251
40–54 min99215
24% above California median ($284)
$351
plans $273–$351
Annual physicals and preventive visits
Wellness visits by age band. Covered in full in-network on almost all plans; the rate matters when a problem raised during the physical is billed as a separate visit.
New patient$217–$293
Under 1 yr99381
within 5% of California median ($217)
$217
Age 1–499382
17% above California median ($192)
$225
Age 18–3999385
17% above California median ($219)
$256
Age 40–6499386
23% above California median ($238)
$293
Established patient$195–$244
Under 1 yr99391
24% above California median ($157)
$195
Age 1–499392
17% above California median ($176)
$207
Age 5–1199393
17% above California median ($176)
$206
Age 18–3999395
22% above California median ($188)
$229
Age 40–6499396
16% above California median ($210)
$244
In-office add-ons and telehealth
Billed on top of a visit, plus phone or portal visits.
Billed on top of a visit$7–$36
Blood draw (venipuncture)36415
$7
Vaccine administration, first vaccine90471
$34
Electrocardiogram (ECG) with interpretation93000
$28
Urinalysis, dipstick81002
$8
Blood glucose, fingerstick82962
$7
TB skin test86580
$23
Rapid strep test87880
$36
Phone and online visits$29–$178
Online (portal) visit, 5–10 minutes99421
$29
Telephone visit, 5–10 minutes99441
$112
Telephone visit, 11–20 minutes99442
$178
Hospital and emergency rates
Contract codes that do not apply to an office visit, including hospital, emergency and consult work this doctor may never bill. Shown for completeness.
Hospital, emergency and consult codes$71–$395
Initial hospital care, moderate complexity99222
$248
Initial hospital care, high complexity99223
$365
Subsequent hospital care, low complexity99231
$71
Subsequent hospital care, moderate complexity99232
$131
Subsequent hospital care, high complexity99233
$189
Hospital discharge, 30 minutes or less99238
$135
Hospital discharge, more than 30 minutes99239
$197
Emergency department visit, straightforward99282
$76
Emergency department visit, low complexity99283
$128
Emergency department visit, moderate complexity99284
$217
Emergency department visit, high complexity99285
$314
Critical care, first 30–74 minutes99291
$395
Rates are the median across UnitedHealthcare’s plan files for this doctor and code; where plans pay different amounts the range is shown underneath. The comparison is against the median among doctors listed on this site in the same city (when at least three report the code), otherwise statewide. Position counts every listed doctor in the city, lowest rate first.
Patient Reviews
We found only 2 public reviews for Dr. Lai, too few to summarise fairly. We show ratings once a doctor has at least 5.
California Market
California internal medicine physicians with a published rate for new patient visit (45–59 min), cheapest first, with their public rating alongside. The cheapest and most expensive are always included, plus those priced closest to Dr. Lai.
Doctor
New patient visit, 45–59 min
Follow-up
Rating
Dr. John Lai, MD this page
$322
New patient visit, 45–59 min
$217
follow-up
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Same Contract
The same billing entity negotiates one UnitedHealthcare rate schedule for all of its doctors, so 3 other doctors listed in Daly City have the same prices as Dr. Lai. Pick among them on fit, availability and reviews; the bill will be the same.
About
Specialty
Internal Medicine Physician
Credentials
MD
NPI Number
1457398406CA Medical License
#G78359In Federal Registry Since
2006
Gender
Male
Practice Type
Group Practice
NPIs were first issued in 2005, so the registry date is a floor on years in practice, not a measure of it. License status is verifiable with the Medical Board of California.
Location
Address
1500 SOUTHGATE AVE
SUITE 115
Daly City, CA 94015
Phone
(650) 991-4463Questions
- How much does a first visit with Dr. Lai cost?
- Dr. Lai's negotiated rate with UnitedHealthcare for a new patient office visit, moderate-complexity decision-making, 45–59 minutes is $322, in line with the Daly City median and 23% above the California median of $262. This is the total the insurer and patient pay together; if you have not met your deductible you may owe all of it, and with a copay plan you pay only the copay.
- How much is a follow-up visit with Dr. Lai?
- An established patient office visit, moderate-complexity decision-making, 30–39 minutes is $217 (median; individual plans range $183–$251), in line with the Daly City median and 12% above the California median of $194. Most routine primary care follow-ups are billed as 99213 or 99214.
- Does Dr. Lai accept UnitedHealthcare?
- These rates were published in UnitedHealthcare's in-network price transparency file in February 2026, which indicates Dr. Lai was in at least one UnitedHealthcare network at that time. Networks change and vary by plan, so confirm with the office at (650) 991-4463 before booking.