Karl Gebhard, MD
Family Medicine Physician · Mission Viejo, California
NPI: 1548266018
4.0
153 reviews · U.S. News
$221
First visit · CPT 99204
$171
Follow-up · CPT 99214
Mission Viejo
California · 12 visit types priced
What You’d Pay
The negotiated rate is the whole bill for a visit with Dr. Gebhard; there is no separate list price on top. How much of it lands on you depends on which of three situations your plan puts you in.
Visit
Deductible not met
Met, 20% coinsurance
Copay plan
First visit
New patient visit, 45–59 min · CPT: 99204
Follow-up
Follow-up visit, 30–39 min · CPT: 99214
Annual physical
Annual physical, age 40–64 · CPT: 99396
Usually $0: in-network preventive visits are covered in full. Add-ons or a problem discussed during the visit are billed separately.
Coinsurance is shown at 20%, the most common in-network share; yours may be 10–40%. Primary care copays typically run $20–$50. Out-of-network or non-UnitedHealthcare plans will differ.
Not every visit needs an office. The Momentary app is AI primary care with real doctors, $19.99 a month for unlimited visits, prescriptions, lab orders and referrals; less than one $171 follow-up here.
Get the Momentary appNegotiated Rates
A new patient visit (45–59 min, CPT 99204) with Dr. Gebhard has a UnitedHealthcare negotiated rate of $221, 15% below the Mission Viejo median of $262. A routine follow-up (CPT 99214) is $171. These are the in-network prices UnitedHealthcare published for Dr. Gebhard’s own NPI in February 2026; what you owe depends on your plan.
Office visits
Problem-focused appointments, priced by length and complexity. Most routine follow-ups bill as 99213 or 99214.
New patient$98–$292
15–29 min99202
16% below Mission Viejo median ($116)·#1 of 16 in Mission Viejo
$98
30–44 min99203
15% below Mission Viejo median ($176)·#1 of 16 in Mission Viejo
$149
45–59 min99204
15% below Mission Viejo median ($262)·#1 of 16 in Mission Viejo
$221
60–74 min99205
15% below Mission Viejo median ($346)·#1 of 16 in Mission Viejo
$292
Follow-up (established patient)$75–$225
10–19 min99212
16% below Mission Viejo median ($90)·#1 of 16 in Mission Viejo
$75
20–29 min99213
21% below Mission Viejo median ($143)·#1 of 16 in Mission Viejo
$114
plans $105–$122
30–39 min99214
15% below Mission Viejo median ($202)·#1 of 16 in Mission Viejo
$171
plans $150–$171
40–54 min99215
21% below Mission Viejo median ($284)·#1 of 16 in Mission Viejo
$225
Annual physicals and preventive visits
Wellness visits by age band. Covered in full in-network on almost all plans; the rate matters when a problem raised during the physical is billed as a separate visit.
New patient$130
Age 1–499382
32% below California median ($192)
$130
Established patient$153–$167
Age 12–1799394
16% below Mission Viejo median ($182)·#1 of 16 in Mission Viejo
$153
Age 18–3999395
15% below Mission Viejo median ($185)·#1 of 16 in Mission Viejo
$157
Age 40–6499396
15% below Mission Viejo median ($198)·#1 of 16 in Mission Viejo
$167
In-office add-ons and telehealth
Billed on top of a visit, plus phone or portal visits.
Billed on top of a visit$4–$23
Vaccine administration, first vaccine90471
$23
Electrocardiogram (ECG) with interpretation93000
$19
Therapeutic injection (intramuscular or subcutaneous)96372
$19
Urinalysis, dipstick81002
$5
Blood glucose, fingerstick82962
$4
Hospital and emergency rates
Contract codes that do not apply to an office visit, including hospital, emergency and consult work this doctor may never bill. Shown for completeness.
Hospital, emergency and consult codes$91–$279
Initial hospital care, moderate complexity99222
$173
Initial hospital care, high complexity99223
$257
Subsequent hospital care, moderate complexity99232
$91
Subsequent hospital care, high complexity99233
$131
Hospital discharge, more than 30 minutes99239
$137
Critical care, first 30–74 minutes99291
$279
Rates are the median across UnitedHealthcare’s plan files for this doctor and code; where plans pay different amounts the range is shown underneath. The comparison is against the median among doctors listed on this site in the same city (when at least three report the code), otherwise statewide. Position counts every listed doctor in the city, lowest rate first.
Patient Reviews
4.0
Mostly positive · 153 reviews on U.S. News
Reviews checked March 2026
Patients praise
- Thorough and knowledgeable care
- Willing to listen to patients
- Respects patient concerns
Patients criticize
- Communication issues
- Disrespectful interactions
- Office practice challenges
Themes and ratings come from public listings on U.S. News; we do not collect or host reviews.
Local Market
Mission Viejo primary care doctors with a published rate for new patient visit (45–59 min), cheapest first, with their public rating alongside. The cheapest and most expensive are always included, plus those priced closest to Dr. Gebhard.
Doctor
New patient visit, 45–59 min
Follow-up
Rating
Dr. Karl Gebhard, MD this page
4.0 (153)
$221
New patient visit, 45–59 min
$171
follow-up
4.0
153 reviews
About
Specialty
Family Medicine Physician
Credentials
MD
NPI Number
1548266018CA Medical License
#g80567In Federal Registry Since
2005
Gender
Male
Practice Type
Solo Practice
NPIs were first issued in 2005, so the registry date is a floor on years in practice, not a measure of it. License status is verifiable with the Medical Board of California.
Location
Address
26922 OSO PKWY
SUITE 380
Mission Viejo, CA 92691
Phone
(949) 305-0110Questions
- How much does a first visit with Dr. Gebhard cost?
- Dr. Gebhard's negotiated rate with UnitedHealthcare for a new patient office visit, moderate-complexity decision-making, 45–59 minutes is $221, 15% below the Mission Viejo median of $262. This is the total the insurer and patient pay together; if you have not met your deductible you may owe all of it, and with a copay plan you pay only the copay.
- How much is a follow-up visit with Dr. Gebhard?
- An established patient office visit, moderate-complexity decision-making, 30–39 minutes is $171 (median; individual plans range $150–$171), 15% below the Mission Viejo median of $202. Most routine primary care follow-ups are billed as 99213 or 99214.
- Does Dr. Gebhard accept UnitedHealthcare?
- These rates were published in UnitedHealthcare's in-network price transparency file in February 2026, which indicates Dr. Gebhard was in at least one UnitedHealthcare network at that time. Networks change and vary by plan, so confirm with the office at (949) 305-0110 before booking.